BANKING FRAUD AND DIGITAL SCAMS AS OBSTACLES TO BRICS DEVELOPMENT: CIVIL LAW ANALYSIS OF LEGAL SECURITY IN CROSS-BORDER TRANSACTIONS: ANÁLISE CIVILISTA DA SEGURANÇA JURÍDICA NAS TRANSAÇÕES TRANSFRONTEIRIÇAS. Rev. Esmat [Internet]. 2025 Dec. 17 [cited 2026 Aug. 31];17(32). Available from: https://revista.esmat.tjto.jus.br/revista_esmat/article/view/790